Future Trends in Biometric Authentication for Secure and Seamless Payment Experiences

Abstract

The integration of biometric authentication in payment systems represents a revolutionary leap in enhancing security and user experience. As digital transactions proliferate, traditional methods like passwords and PINs increasingly fail to provide the desired security and convenience. Biometric technologies, leveraging unique physical and behavioral traits, offer an innovative solution to mitigate fraud while ensuring seamless user experiences. This paper explores the future trends in biometric authentication for payments, delving into advancements, challenges, experimental findings, and potential impacts on consumer behavior and system security. Key experiments and their results underline the efficacy of emerging biometric techniques. Future trajectories indicate a shift towards multimodal systems, AI-driven enhancements, and privacy-preserving solutions, shaping the landscape of secure payment technologies.